What risks are involved

The accrual and payment of pension extend over a very long period. The period from the start of the accrual until the last pension payment may be as long as 80 years. The world changes over such a period, giving rise to risks that threaten your pension. The risks may lead to a deficit.

Insurers base their rates on a number of factors, including:

interest rates;
people’s life expectancy;
reimbursement of the costs they incur.

For more information about the ultimate amount of your pension, refer to www.mijnpensioenoverzicht.nl or your personal section on the website. Personal information is added to this over time.