Divorce, termination of registered partnership, or end of cohabitation

If you get a divorce or terminate a registered partnership, your partner is entitled to half of the pension that you accrued during your marriage or registered partnership. You may have made different arrangements in that regard. These will then be recorded in your divorce agreement. Please notify us of these arrangements within two years, by sending us a copy of the divorce agreement. If we do not receive any divorce agreement within two years, we will distribute your pension as normal. Your ex-partner will then receive his/her own pension.

If you are living together as an unmarried couple, you must make your own arrangements for the distribution of the retirement pension and execute those agreements personally. This is because the right to a portion of the retirement pension does not apply to unmarried couples living together. The partner's pension for which capital has been accrued before the date of divorce, even before 2027, will be paid out to your ex-partner upon your death, even if you were living together as an unmarried couple. If this does not suit you, make proper arrangements for a separation or divorce, and have these recorded in an agreement or notarial deed and send a copy of this document to us.