Distribution of contributions between the employer and employee

Your employer pays the contribution for your pension accrual. You contribute towards this by paying an employee’s contribution, which is deducted from your salary. The total premium amounts to 17,1% of the pension basis. Besides the defined contribution for capital, this pension scheme includes contributions to insure the partner’s and orphan’s pension and continued pension accrual if you become incapacitated for work. The contributions for this insurance plus the administration costs are paid from the difference between the defined contribution and the contribution paid. The contribution you pay yourself is 1% of the pension basis. Your employer pays the remaining 16,1% of the pension basis.

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The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).
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